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FinTech and enterprise software for London, with mornings on London time

We build customer-facing FinTech products, enterprise web applications and AI features for London firms. Our team in Srinagar is at work before the City opens, and transfer safeguards are agreed before any personal data moves.

Codemites is headquartered in Srinagar, India, with a second office in Mississauga, Canada. We have no office in London; we work with clients here remotely. Our Srinagar day covers the London morning.

London's financial and professional-services firms expect a supplier to explain how data is handled before they explain what they will build. That is the right order, and it is ours too.

For FinTech work, we design customer journeys so the firm can show that customers understand what they are signing up to and can get out easily. For enterprise work, we start from the processes your teams run today and the systems they already depend on.

Before a London FinTech project starts

Two questions we settle in the first week.

FCA Consumer Duty

Firms must set high standards of protection for retail customers. In software terms: plain-language screens, fair defaults, cancellation as easy as sign-up, and analytics that show where customers struggle. We build all four.

Source: Financial Conduct Authority

Transfer safeguards

If our team will access personal data, you need the IDTA or the UK Addendum, with a transfer risk assessment first. Where we can, we design so production data stays in the UK and our engineers work with test data.

Source: Information Commissioner's Office

We start before the City does

In British Summer Time, our day ends at 2:30 pm in London instead of 1:30 pm.

7 hr 30 min

of your 8-hour day overlaps with at least one of our offices (8 hr in the other half of the year, when clocks change).

Business day in London

9 am to 5 pm

Srinagar, India

3:30 am to 1:30 pm your time, 4 hr 30 min shared

Mississauga, Canada

2 pm to 12 am your time, 3 hr shared

Times on your clock, Monday to Friday, worked out for the current date. Solid bars show office hours that fall inside your 9-to-5; faint bars show the rest of the office day.

Sectors we work with here

Ways to work together

Milestone project
A fixed scope split into milestones, each with its own acceptance criteria and payment.
Suits: A first version, a defined feature or a replacement system.
Ongoing development
A service contract for continuing work on your product, planned month by month.
Suits: A product with users and a roadmap.
Maintenance and support
Monitoring, updates and fixes on agreed response times after launch.
Suits: Software that is live and has to stay that way.

Questions from London firms

Do your engineers need access to our customer data?

Usually not. We build and test with synthetic or anonymised data and deploy to your UK infrastructure. If live data access is needed for support, we agree the transfer safeguard and limits first.

Can you work with Open Banking providers?

Yes. We integrate with aggregator and payment-initiation APIs through the provider you choose, under your firm's permissions.

What overlap do we get with your team?

About five hours a day in winter and four in summer, from early morning to early afternoon London time.

Book a morning call

Tell us about the product or process. We will set up a call before lunch, London time.

Or email hi@codemites.com

Codemites is headquartered in Srinagar, India, with a second office in Mississauga, Canada. We have no office in London; we work with clients here remotely. Our Srinagar day covers the London morning.

Project enquiry

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